The calculators at this site are designed to help you to understand the issues
that need to be considered in determining the investment option or options
suitable for you.
However, the calculators should not be seen as a substitute for professional
advice from a financial planner who takes into account your personal financial
circumstances and needs.
We strongly recommend that you discuss your requirements with a qualified
financial adviser, who can take into account your personal financial position
and can help you choose a strategy that suits your own personal circumstances.